Quick Answer A policy limits settlement is a settlement for the maximum amount the at-fault party’s liability insurance will pay — and a policy limits demand is the formal, deadline-driven offer that forces the insurer to pay it. Under California law, an insurer that unreasonably rejects a reasonable settlement demand within its policy limits can…
Continue reading ›Quick Answer Dash cams are legal in California. Under Vehicle Code section 26708(b)(13), a dash cam may be mounted on the windshield in exactly three zones: a 7-inch square in the lower corner farthest from the driver, a 5-inch square in the lower corner nearest the driver (outside the airbag deployment zone), or a 5-inch…
Continue reading ›Article Summary California Vehicle Code 22350 (CVC 22350) is the state’s basic speed law: no one may drive faster than is reasonable or prudent given the weather, visibility, traffic, and roadway — and never at a speed that endangers people or property. The defining feature of CVC 22350 is that a driver can violate it…
Continue reading ›Article Summary California Vehicle Code 21703 (CVC 21703) prohibits following another vehicle “more closely than is reasonable and prudent,” accounting for speed, traffic, and road conditions — it is California’s tailgating statute, and it is the reason the rear driver is presumed at fault in most rear-end collisions. A CVC 21703 citation is an infraction…
Continue reading ›Article Summary California Vehicle Code 22107 (CVC 22107) requires two things of every driver before changing lanes or turning from a direct course: the movement must be made with reasonable safety, and the driver must signal whenever another vehicle may be affected. A driver who violates CVC 22107 and causes a collision is presumed negligent…
Continue reading ›Quick Answer The Nationwide claims number is 1-800-421-3535, and it accepts new auto and property claim reports anytime. You can also file online at nationwide.com in about 10 to 15 minutes by logging into your Nationwide account, and track an existing claim 24/7 using the claims access code Nationwide assigns when your claim is opened.…
Continue reading ›Quick Answer The USAA claims number is 800-531-USAA (8722). You can report a new auto or property claim, check claim status, and upload documents 24/7 through the Claims Center at usaa.com or the USAA Mobile App. Roadside assistance is available around the clock at 800-531-8555. If you were injured in an accident caused by a…
Continue reading ›By Steven M. Sweat, Personal Injury Lawyers, APC • Updated June 2026 Quick Answer If a Waymo or other robotaxi injures you in California, there is no human driver to blame — so responsibility generally shifts to the company that owns and operates the vehicle and the maker of its self-driving system. Injured people can…
Continue reading ›An original analysis of federal and California crash data — NHTSA FARS, the California Office of Traffic Safety, CHP SWITRS, UC Berkeley SafeTREC, and the National Safety Council — examining when Californians are most likely to crash, and when those crashes are most likely to kill. Prepared by Steven M. Sweat, a Los Angeles car…
Continue reading ›Quick Answer: Western Avenue ranks as Los Angeles’s most dangerous street, with more than 7,800 traffic collisions recorded since 2010. The top 10 most dangerous streets in L.A. are all major arterials in high-traffic corridors that combine heavy volume, multiple intersections, pedestrian crossings, and mixed bicycle traffic. As of 2024, traffic deaths in Los Angeles…
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