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GEICO Auto Accident Claims in California

Handling the Claims Process with GEICO Insurance

The Government Employees Insurance Company—commonly known as GEICO—is the second-largest provider of auto insurance in the United States. GEICO covers over 13 million drivers who operate over 22 million vehicles and has widespread and well-known advertising campaigns often featuring a delightfully anthropomorphic British gecko. Despite the appeal of its commercials and the company’s commercial success, many injured auto accident victims have experienced challenges in receiving adequate settlements for their car accident claims from GEICO. If you need to make a claim with GEICO, it is always a good idea to discuss your situation with an car accident attorney familiar with the GEICO claims process.

Saving Money on Premiums Can Limit Payouts

GEICO regularly advertises that it saves policyholders “fifteen percent” by spending only “fifteen minutes” by switching their insurance. GEICO also offers perks such as “ accident forgiveness,”1 which means that your premiums will not increase upon a claim if you have not had an accident in the past five years. However, saving customers money along with an extensive advertising budget close to $1 billion 2 means that GEICO often works to save money by limiting liability in injury claims.

GEICO may offer an inadequate amount or may completely deny a claim based on allegations of disputed fault, the severity of injuries, the cause of injuries, and more. An experienced attorney can review your case to estimate the appropriate value and can present evidence and arguments to GEICO to negotiate a much higher offer in your case.

Examples of Our Dealings with GEICO Insurance

At the Steven M. Sweat, Personal Injury Lawyers, APC in Los Angeles, we regularly assist clients with GEICO claims and settlement negotiations. The following are some examples of our dealings with this insurer:

  • Our client was hit from behind by a car while riding his bike on Wilshire Boulevard in Los Angeles. The vehicle clipped his handlebar causing him to lose control, fly off his bicycle, and hit the concrete sidewalk with such force that he broke his pelvis. GEICO denied liability due to their allegation that there was no “property damage” to the bike. After we stepped in and obtained statements from witnesses testifying to the client’s account of events, the client was able to have hip replacement surgery and obtain the full policy limits from the driver of $250,000.
  • Our client was hit while riding a motorcycle by a driver making a left-hand turn in front of her. GEICO driver claimed that he never came into contact with the motorcycle but, couldn’t explain under oath in a deposition how the client came to loose control of the bike and lay it down immediately after he made a left in front of her. No offers of settlement were made prior to our representation. After conducting an investigation and obtaining evidence proving our theory of liability, GEICO Insurance ultimately paid almost $400,000.
  • Our client’s foot was run over by a GEICO insured driver. The insurance carrier tried to claim that vehicle never came into contact with the client and that she “fell down.” Our firm was able to subpoena the medical records which clearly indicated an injury consistent with being run over rather than “falling down.” This auto v. pedestrian claim was ultimately settled for a significant five figure amount.

Though every case is different, contacting an experienced Los Angeles personal injury attorney can greatly increase your chances of receiving the full insurance payout you deserve. Call us today at 866-966-5240 for help.

Read our exclusive 5-part series about auto accident insurance carriers here:

  1. Allstate
  2. GEICO
  3. Farmers
  4. Nationwide
  5. Mercury

For more information, please see these additional resource pages:

Client Reviews
I have known Steven for some time now and when his services were required he jumped in and took control of my cases. I had two and they were handled with the utmost professionalism and courtesy. He went the extra mile regardless of the bumps in the road. I can not see me using any other attorney and I would recommend him to any of my family and friends. Josie A.
Steven was vital during our most trying time. He was referred by a friend after an accident that involved a family member. While he was critical and lying in the hospital, Steven was kind, patient and knowledgeable about what we were going through. Following our loss, Steven became a tough and aggressive negotiator and made sure that we receive a huge compensation. I would refer Steven in fact, this happened 2 years ago and I still speak highly of his service. Cheryl S.
Mr. Sweat is a pitbull in the courtroom as well as settlement negotiations - You can't have a better equipped attorney in your corner! It is a pleasure working as colleagues together on numerous cases. He can get the job done. Jonathan K.
Because of Steven Sweat, my medical support was taken care of. Plus, I had more money to spare for my other bills. Steven is not only an excellent personal injury lawyer, providing the best legal advice, but also a professional lawyer who goes beyond his call of duty just to help his clients! He stood up for me and helped me get through the process. I would definitely recommend. I couldn't think of any better lawyer than him. MiraJane C.
I must tell anyone, if you need a great attorney, Steve sweat is the guy! I had an awful car accident and had no idea where to turn. He had so much to deal with because my accident was a 4 car pile up. Not to mention all the other cars were behind me and they were not wanting to settle in any way! He never stopped working for me and had my best interest at heart! Audra W.
I believe I made the best choice with Steven M Sweat, Personal Injury. I was very reluctant to go forward with my personal injury claim. I had a valid claim and I needed a professional attorney to handle it. I felt so much better when I let Steven take my case. His team did everything right and I am very satisfied. Stia P.
I have to say that Steve has been exemplary! I met Steve at a point with my case that I was ready to give up. He took the time and dealt with all of my concerns. Most importantly, he was present and listened to what I was going through. He was able to turn things around, put me and my case on the right track! The results were better that expected! Highly recommend!! Cody A.