When is Getting Help From an Experienced Lawyer a Good Idea?
Dealing with an insurance adjuster is a whole different ball game when you have been seriously injured in a car accident that was caused by the other driver. In these types of cases, the insurance adjusters are likely to try to implement tactics to dispute or deny liability or the extent of your injuries.
Do not agree to sign any documents or to give a recorded statement to an insurance adjuster. If you are sent a medical release form by the insurance company, don't sign it. If you are sent a settlement offer, don't sign it until you have had it reviewed by a lawyer. If an adjuster asks you to give him or her a recorded statement, don't agree to do so. Simply tell the adjuster that you want to talk to a personal injury lawyer before you will sign anything or will give a statement.
Your car accident lawyer can take over your claim and handle the negotiations with the adjuster and with the insurance company for you. Experienced car accident lawyers understand how to properly value accident claims and can determine a range of reasonable amounts that you might expect to receive. They can then use the figures that they calculate to evaluate any settlement offer that is made to you. If the offer is unreasonably low, the attorney can negotiate on your behalf to secure a reasonable and fair settlement that compensates you for your losses.
If the insurance company denies your claim, getting help from an experienced lawyer is crucial. An attorney can evaluate what happened and give an honest assessment about the validity of your claim. If the lawyer agrees to accept your case, he or she can file a lawsuit on your behalf in the event that the insurance company is disputing or denying liability. To learn more about dealing with insurance adjusters, call the Law Offices of Steven M. Sweat today for a free consultation.