Hundreds of Millions Recoveredin Verdicts & Settlements
Steven M. Sweat, Personal Injury Lawyers, APC

What is the California Compulsory Financial Responsibility Law?

The Insurance Information Institute [1] provides that virtually all states require drivers to have auto liability insurance before they can legally drive a motor vehicle. (Liability insurance pays the other driver’s medical, vehicle repair and other costs when the policyholder is at fault in an accident). State laws set the minimum amounts of insurance or other financial security that drivers must pay for the harm caused by their negligence if an accident occurs.

In the state of California, the Compulsory Financial Responsibility [2] Law (§§16000-16078 VC) ensures that drivers and owners of vehicles are financially responsible for any damage or injury caused by a traffic accident, regardless of fault, and to remove financially irresponsible drivers from the highways. If you drive a motor vehicle, whether you own it or not, or if you own a motor vehicle, even though you may not drive it yourself but allow others to drive it, California law requires that you maintain one of the forms of financial responsibility either in the form of liability insurance, a surety bond or cash deposit of $35,000.00 dollars.

Financial responsibility (commonly known as insurance) is required on all vehicles operated or parked on California roadways. Drivers must carry evidence of financial responsibility [3] in their vehicle at all times and it must be provided when:

  • Requested by law enforcement.
  • Renewing vehicle registration.
  • The vehicle is involved in a traffic collision.
Los Angeles Auto Accident Lawyers

When you are involved in a California car accident without insurance, it is a good idea to contact an attorney who deals with automobile accidents so that the lawyer can advise you concerning your rights and responsibilities with respect to the accident, determine to proceed and advise if you can obtain compensation for your injuries.

Call the Steven M. Sweat, Personal Injury Lawyers, APC, APC, Statewide at our toll free number: 866-966-5240. Consultations are always free, there are no up front fees, and we never charge a fee until we recover money for you.

References
Client Reviews
★★★★★
I have known Steven for some time now and when his services were required he jumped in and took control of my cases. I had two and they were handled with the utmost professionalism and courtesy. He went the extra mile regardless of the bumps in the road. I can not see me using any other attorney and I would recommend him to any of my family and friends.
★★★★★
Steven was vital during our most trying time. He was referred by a friend after an accident that involved a family member. While he was critical and lying in the hospital, Steven was kind, patient and knowledgeable about what we were going through. Following our loss, Steven became a tough and aggressive negotiator and made sure that we receive a huge compensation. I would refer Steven in fact, this happened 2 years ago and I still speak highly of his service. Cheryl S.
★★★★★
Mr. Sweat is a pitbull in the courtroom as well as settlement negotiations - You can't have a better equipped attorney in your corner! It is a pleasure working as colleagues together on numerous cases. He can get the job done. Jonathan K.
★★★★★
Because of Steven Sweat, my medical support was taken care of. Plus, I had more money to spare for my other bills. Steven is not only an excellent personal injury lawyer, providing the best legal advice, but also a professional lawyer who goes beyond his call of duty just to help his clients! He stood up for me and helped me get through the process. I would definitely recommend. I couldn't think of any better lawyer than him. MiraJane C.
★★★★★
I must tell anyone, if you need a great attorney, Steve sweat is the guy! I had an awful car accident and had no idea where to turn. He had so much to deal with because my accident was a 4 car pile up. Not to mention all the other cars were behind me and they were not wanting to settle in any way! He never stopped working for me and had my best interest at heart! Audra W.